1001 West B Street, Mailing Address: PO Box 385 McCook, NE 69001-0385 308-345-7040   Toll Free: 877-645-7040
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency
Share Rates
Rates
Effective as of May 1, 2016. Rates subject to change. Please call to verify rate.
Dividends are calculated on the daily average balance and are paid the last day of each quarter. Dividends on shares are calculated on a quarterly basis and paid out quarterly.
Balances over $50.00
0.15%      0.15% APY*
* Annual Percentage Yield.
Share Draft Rates
Dividends are calculated on the daily average balance and are paid the last day of each month.
Share Draft Account Minimum balance of $100.00 $5.00 fee for each month in which account balance falls below $100.00
0.05%  APY*
Regular Share Draft Account No minimum balance No dividend earned
No Dividend
Share Certificate Rates
$500.00 Minimum
6 Month
0.25%        0.25%  APY*
12 Month
0.50%        0.50%  APY*
18 Month
0.60%        0.60%  APY*
24 Month
0.71%        0.71%  APY*
30 Month
0.81%        0.81%  APY*
48 Month
1.21%        1.21%  APY*
Savings
Loans
Up to 84 months
Base rate 5.00% APR* (Best 4.0%)
NEW VEHICLES
Used Vehicles
Base rate 5.50% APR* (Best 4.5%)
USED
Effective as of May 1, 2016. Rates subject to change. Please call to verify rate.
* Annual Percentage Rate
Boat / ATV / Motorcycle
Base rate 7.00% APR* (Best 6.0%)
Model Year  1 - 3 yrs old: up to 72 months Model Year  4 - 7 yrs old: up to 60 months Model Year  8 yrs +: up to 48 months
We offer 1st mortgages through Centennial Lending
Visit Centennial Lending to complete an online application.
FIRST MORTGAGE
Up to 36 months
Base rate 10.75% APR* (Best 9.75%)
UNSECURED
3.00% APR* above rate of share or CD used as collateral.
SHARE UNSECURED
Federal Credit Union
New  (max term 120 mos) Used (max term 84 months)
Base rate 7.00% APR*
MOTOR HOMES / 5TH WHEEL / TRAVEL TRAILERS
Vacation Club | Christmas Club | Back to School  Account Rate     3.00%